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Available on Sharesight Standard, Premium and Sharesight Business plans.

The Future Income Report in Sharesight lists paid, announced and estimated dividend and interest payments. The report is calculated based on current portfolio positions and available data.

Note: Estimated data may be incomplete and is subject to change up until the dividend ex-date. The report is indicative only and all values are subject to change.

Jump to:

• Report overview
• When to use the report
• Running the report
• Confirming payouts
• Why some holdings don't show an estimate

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Report overview

The report can be run up to 36 months into the future. By default it covers the current date to 12 months ahead. You can also back-date the report to include past payments.

Payments are grouped into individual payouts with monthly totals. You can use the Groups feature to organise the data and apply Labels to filter it.

Payment statuses

Each payout in the report appears under one of the following statuses:

Announced

The payment has been officially declared by the issuer but has not yet been processed.

Pending Payment

The ex-date has passed, confirming your eligibility for the payment, which is still awaiting distribution.

Paid (Unconfirmed)

The payment has been recorded as issued but has not yet been confirmed as received in your portfolio.

Paid (Confirmed)

The payment has been successfully received and verified within your portfolio.

Estimated

The payment amount is a projection based on currently available information and may be subject to change.

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When to use the Future Income Report

The Future Income Report shows what dividend and interest income to expect, and when. Here are some common ways investors use it.

Plan your cashflow

See which months income lands and match it against your regular and one-off expenses. If expected income falls short of what you need, you can plan ahead for it, whether by topping up cash or selling some holdings, rather than finding out at the last minute.

In the report: switch to monthly totals to see peaks and gaps across the year. Use the date range to look as far ahead as you need, up to 36 months.

Plan your retirement income

If you draw an income from your portfolio, the report shows how much your dividends and interest are likely to cover and when it arrives, so you can time withdrawals and decide how much cash to keep on hand.

In the report: run it for the next 12 months and export it to a spreadsheet to compare against your planned spending.

Decide where to reinvest

Upcoming income is money you can put to work. Use the report to see how much is coming in and from which holdings, then decide whether to top up an underweight holding, rebalance, or hold cash for an upcoming purchase. It's also a quick way to check ex-dates before you buy or sell.

In the report: check the status of each payout. Announced and Pending Payment items are more certain than Estimated ones.

Find shortfalls and grow your income

Compare your expected income against your target. If a month or the full year looks light, you can look at which holdings are contributing and whether your mix of income and growth assets still suits you.

In the report: use Groups to see income by portfolio, sector or any grouping you've set up, and Labels to filter to a particular strategy.

Estimate income for the tax year

Knowing roughly how much income you'll receive before your tax year ends can help with planning, such as deciding when to realise gains or how to use your allowances.

In the report: set the date range to the end of your tax year, and use Table Display to choose the columns that matter. Speak to your accountant or tax adviser about how to apply the figures.

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Running the report

To access the Future Income Report:

1 — From your portfolio, click on the Tools tab.

2 — Select Future Income from the list of reports.

Date range

The report may be run up to 36 months in the future using the date range selector. By default the report runs between the current date and 12 months ahead. Dividend payments are rarely announced more than a few months in advance, so projected payments are based on available data and subject to change. You can also back-date the report to include past payments.

You can view all payments listed individually or as monthly totals. Use the Groups feature to organise the data, and apply Labels to filter the report as needed.

Table display

To customise the report view, click the Table Display button.

• Use the checkboxes to select or deselect fields and control which columns appear in the report.
• Click and drag fields to rearrange the column order as needed.

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Confirming payouts

To confirm a payout listed in the Future Income Report, click on the instrument name to open the corresponding payout form.

The report can be exported to either a Spreadsheet, PDF or to Google Drive. Learn more about exporting a report.

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Why some holdings don't show an estimate

Not every holding will receive an Estimated payment in the report. For Sharesight to project a future payment, a holding's payment frequency needs to match the number of dividends it has paid over the last 12 months. When the two don't line up, we don't generate an estimate, because any projection would be unreliable.

The most common reason is a company that has only recently started paying dividends. With less than a full year of history, there's no way to know whether it will pay once a year, twice a year, quarterly, or on some other schedule — so rather than guess, we leave the estimate out. The same can happen where a company has suspended or changed its dividend payments.

These holdings still appear in the report with their paid, announced and pending payments — they simply won't have Estimated rows until there is enough consistent payment history to project from.